As we head into the second month of 2018, companies have already begun the arduous task of submitting budgets and finding ways to cut costs for the new year. One of the most effective ways to combat increasing health care costs for companies is to move to a Self-Funded insurance plan. By paying for claims out-of-pocket instead of paying … Continued
A cafeteria plan is an employer-provided written plan that offers employees the opportunity to choose between at least one permitted taxable benefit and at least one qualified employee benefit. There is no federal law that requires employers to establish cafeteria plans; however, some states require employers to have cafeteria plans for employees to pay for … Continued
Employers picked up more of individual premiums, but less of families’ premiums, in 2013, and decreased in-network coverage for both
61% say their 401(k) plan is their only or largest source of retirement savings, however the majority of respondents in a recent survey understand that they are primarily on their own for their retirement saving.
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In today’s volatile healthcare climate, employers should consider purchasing broader strategic planning and benefits advisory services
Why many are looking at Roth 401(k) in-plan conversions.
IFEBP reports 69% of employers will definitely continue to offer employer-sponsored health care.
UBA While a company’s workers may differ in age, gender and in a range of other categories, new research suggests they share at least one common attribute — a lack of confidence about retirement savings. The youngest and oldest employees have the most confidence about retirement, according to a new OneAmerica survey, although those numbers … Continued
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