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HRAs, HSAs, and Health FSAs – What’s the Difference? | Ohio Employee Health Insurance

By Danielle Capilla, Chief Compliance Officer at United Benefit Advisors Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their own account, at least for bookkeeping purposes. Under the tax rules, amounts may be contributed to … Continued