Once a rarity, consumer-driven health care plans have become a mainstream design among large employers.
Employer satisfaction with health plan costs is going up, according to the J.D. Power 2013 Employer Health Plan Study, yet health plans may risk losing group business unless they improve satisfaction in other areas.
Swelling health care costs and administrative headaches are driving some employers to make a major shift in health plans.
Study reveals the increase in HSAs and HRAs combined with CDHPs
One trend that stands out in this year’s survey shows that consumer-driven health plans (CDHPs) in the U.S. experienced a decline in the percentage of plans offered for the first time since 2007.
Consumer-driven health plans have bypassed health maintenance organizations to become the second most common plan design offered by U.S. employers, according to an Aon Hewitt survey.
Most Americans get their health insurance coverage from employment-based plans, yet most employers do not offer a choice of health plans, according to the Employee Benefit Research Institute (EBRI).
CDHP’s can play a major role in persuading employees to adopt a healthier lifestyle and save money.
Consumer driven health plans are our future.
