2340 Detroit Ave, 3rd Floor Maumee, OH 43537 | Phone: 419-535-5502

Retirement Savings Tips: Stop Worrying and Start Saving | Employee Benefits Team

According to most retirement savings statistics, saving for retirement is something a lot of people put on the backburner.  Until it is too late, that is. For some people, the reason is that they are simply living paycheck to paycheck, so there isn’t much left to put aside. Others have some leftover money after covering … Continued

Life Insurance: Putting a Price on Peace of Mind | OH Benefits Advisors

Life insurance provides financial protection for your loved ones when you die.  Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. While this money can never replace you, it can help your loved one(s) live the kind of life … Continued

Advance Child Tax Credit Payments in 2021 | OH Benefits Advisors

There have been important changes to the Child Tax Credit that will help many families receive advance payments starting this summer. The American Rescue Plan Act (ARPA) of 2021 expands the Child Tax Credit (CTC) for tax year 2021 only. The expanded credit means: The credit amounts will increase for many taxpayers. The credit for … Continued

8 Small Steps Toward Financial Protection | Ohio Employee Benefits Partners

About half of all Americans make New Year’s resolutions. Along with exercising more and eating better, many people aim to get a better handle on their finances. If you’re in that camp, we’re here to help. Here are some surefire steps to create a more financially secure future for you and your loved ones. Create … Continued

A Bounce in Economic Activity and Covid-19 Cases | by Tim Ayer, Benefit and Investment Advisor

As little as six months ago, our financial futures looked bright and we could actually look forward to the arrival of the quarterly 401K statement.  Suddenly, we are now in recession, according to the National Bureau of Economic Research. The NBER is the official arbiter of recessions and expansions. The prior expansion, which began in … Continued

10 Things You Didn’t Know About Life Insurance | OH Benefits Team

Life insurance blah blah blah. Is that what you hear when someone mentions it as part of your new job’s employee benefits round-up or when you see something about it on TV or social media? Not to worry: we’ve got the low-down on what you need to know. And it’s really not as overwhelming (or … Continued

799,182 Reasons to Buy Life Insurance | Ohio Benefit Advisors

A generation ago, unexpected loss of a loved one could be seen as an isolated situation. But today, a quick search of GoFundMe delivers a difficult reality check. Simply type “funerals” into the search field, and behold—799,182 results (on this particular day). Almost 800,000 tales of the sudden loss of a loved one, compounded by … Continued

Do I Still Need Life Insurance Once I Retire? Your Questions Answered | Ohio Employee Benefit Advisors

Do I need life insurance once I retire? Just because you’re retired doesn’t necessarily mean you’re financially sound. Think of all the different scenarios that may still be applicable: You may have been required to retire early; you may have had investments that have gone sour and haven’t had time to rebuild your nest egg. … Continued

4 Ways to Get Financially Fit in Your 40s | Ohio Benefit Advisors

Many people in their 40s are facing an uncomfortable fact: They simply aren’t where they’d hoped to be financially. Fortunately, all their life experience can help correct for past mistakes. “There’s a different trigger moment for everybody,” says Jay Howard, financial advisor and partner at MHD Financial in San Antonio, Texas. “But regardless of when … Continued

Kaminsky & Associates, Inc. launches new mobile friendly website | Ohio Benefit Advisors

We are excited to announce the launch of our new website.  The site has a new long-page format, creating a modern feel that is easy to navigate, with a little local flair!  To check out our new website and learn more about how Kaminsky & Associates can help you with all your employee benefit solutions, … Continued

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