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Understanding Alzheimer’s Disease | Employee Benefits Experts

Many of us have heard of Alzheimer’s disease but may not know much more than it is a disease that causes memory loss.  Experts suggest that more than 6 million Americans, most of them age 65 or older, may have dementia caused by Alzheimer’s.  This disease is currently ranked as the sixth leading cause of death in … Continued

Biden-Harris Administration Issues Third Rule To Implement No Surprises Act | Ohio Employee Benefits Partners

WASHINGTON – The Biden-Harris administration – through the departments of Labor, Health and Human Services, Treasury and the Office of Personnel Management – today issued an interim final rule with comment period to continue implementation of the No Surprises Act, a consumer protection law that helps curb the practice known as “surprise billing” for medical care. The … Continued

Four Misunderstood Terms in the Americans with Disabilities Act | OH Benefits Team

The Americans with Disabilities Act (ADA) applies to employers with 15 or more employees. Despite its broad coverage, there’s a lot of confusion about what the law requires and what its terms entail. A big reason for this confusion is the language of the law itself; the ADA speaks of nebulous concepts like undue hardship … Continued

Spam and Phishing | Ohio Benefits Firm

Malicious Email A malicious email can look just like it comes from a financial institution, an e-commerce site, a government agency or any other service or business. It often urges you to act quickly, because your account has been compromised, your order cannot be fulfilled or there is another urgent matter to address. If you … Continued

The Affordability Test for 2022 Health Plans | Employee Benefits Experts

The Affordable Care Act’s employer shared responsibility provision — often called the employer mandate or “play or pay” — requires large employers to offer health coverage to their full-time employees or face a potential penalty. (Employers with fewer than 50 full-time and full-time-equivalent employees are exempt.) Large employers can avoid the risk of any play … Continued

The ABC’s of Medicare | OH Benefits Consultants

Trying to figure out Medicare can be one of the most frustrating aspects of retirement.  Even the savviest of retirees struggle with figuring out when to enroll and which parts to enroll in – there’s Part A, Part B, Part C, Part D, Medigap plans and so on. And, what in the world is a … Continued

Employer Medicare Part D Notices Are Due Before October 15, 2021 | OH Employee Benefits Group

Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans — … Continued

Cyber Security: Think Before You Click | Ohio Employee Benefits Partners

If you are concerned about your cyber security – and you should be – it’s essential to know the biggest threats to you right now.  So, what is cyber security anyway?  And how can you protect yourself? Cyber security is the practice of defending computers, servers, mobile devices, electronic systems, networks, and data from malicious … Continued

The Great Resignation: How Companies Can Cope With The Mass Exodus | OH Benefits Team

American companies are at a serious crossroads right now because of an unexpected consequence of COVID-19 known as the “Great Resignation.” CNBC reported earlier this summer that four million people had quit their jobs. This would be shocking under normal circumstances, yet these people quit stable jobs in the middle of a global pandemic. The majority … Continued

Open Enrollment: Looking Backward to Plan Forward | Ohio Benefits Firm

When the autumn leaves fall and the weather turns cooler, we know it’s time to start thinking of open enrollment. Open enrollment season can be a confusing time. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used … Continued

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