2340 Detroit Ave, 3rd Floor Maumee, OH 43537 | Phone: 419-535-5502

Team Approach

By utilizing sophisticated, actuarially-developed tools, the Benefit Advisors at Kaminsky & Associates are able to provide employers with the precise information needed to manage plan costs and utilization. We focus on improving the performance of benefit programs by creating a benefits strategy, combined with leadership and engagement programs, to maximize the return on benefit dollars spent.

Using a unique process we created called The Value Realization Process™; we assist you in defining a benefits strategy and developing a timeline for implementation. The process goes beyond focusing simply on the traditional bottom line, but digging deeper so each client receives the greatest value for their investment to optimize their real bottom line.

  • A Proven Process
  • Situation Assessment
  • Relationship Driven
  • Exceptional Knowledge
Hate the typical renewal process? We have a better approach.


The Value Realization Process (VRP) allows us to enter into each client relationship with a blank slate. We bring a broad range of talent to better understand our client goals, objectives and financial concerns with the end result of responding to our client’s challenges with real-world solutions. Flowchart Recognizing the need for improvement, then executing strategies by applying best practices, and investing in people, product and process technologies to bring about a positive change. So, we’ve created a variety of methods to address the unique responsibilities of a human resource professional, CFO, or CEO in handling the complex details of Benefit Strategies.