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2015 Cost-of-Living Adjustments | Ohio Employee Benefits Broker

By Linda Rowings Many employee benefit limits are automatically adjusted each year for inflation (this is often referred to as an “indexed” limit). The Internal Revenue Service and the Social Security Administration have released a number of indexed figures for 2015. Limits of particular interest to employers include the following. For health and Section 125 … Continued

How The Marketing of Health Benefits Has Changed

By Mathew Augustine, GPHR, REBC CEO, Hanna Global Solutions The advent of state insurance exchanges last year has promoted a paradigm shift in the distribution and sales of insurance programs as part of employee benefit programs. Individuals using their ‘own’ funds to pick from virtual ‘store shelves’ of a wide range of insurance products is … Continued

Analysis questions value of ACA deductible cap

More than a third of 2014 bronze-level plans in the SHOP exchange had deductibles that exceeded suggested annual caps under PPACA.

Open Enrollment Issues for the Marketplace Over? Not Hardly!

With open enrollment for the Marketplace close to 60% complete, one would like to think what they were told about the subsidy they will be receiving is accurate. How can you be sure that you were given correct information? Let’s take a look

Popular Tools to Alleviate PPACA Stress

To alleviate PPACA compliance anxiety, employers need resources that clearly explain which provisions affect them so they can make the best decisions.

Private Exchange vs. Traditional Large Employer Coverage

Many large, traditionally-insured employers are watching companies like IBM, Walgreens, TimeWarner, Sears, Aramark, Ingram Micro and Trader Joes move to private exchanges. And like most employers, they are asking themselves these top questions.

State exchanges not viable choice for active employees

Why state and federally facilitated health care exchanges are not a realistic option for active employees.

Small-group employers skip SHOP, move to individual exchanges

A number of small-group employers are already planning to send their employees to the Affordable Care Act’s exchanges.

Government Shutdown – Now What?

With the government temporarily shutdown, employers participating in E-verify will not be able to access their account. So what can you do about it?

I’m Proceeding with Exchange Notices, but How Do I Complete the Form?

A recent blog outlined some compelling reasons why some employers are proceeding with the 10/1 exchange notices despite the postponement of the penalty. For those who are doing that, we’ve uncovered some glaring issues with the questions in the model Exchange Notices recently released by the Department of Labor.