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Why Private Exchanges Haven’t Taken Off As Predicted | Ohio Benefit Advisors

While the health care affordability crisis has become so significant, questions still linger—will private exchanges become a viable solution for employers and payers, and will they will continue to grow? Back in 2015, Accenture estimated that 40 million people would be enrolled in private exchange programs by 2018; the way we see this model’s growth … Continued

Small Businesses No Longer Going for the Gold in Medical Insurance | Ohio Employee Health Benefits

By Carol Taylor, Benefits Advisor at D & S Agency Small employers are feeling the squeeze from increasing costs of medical care and increasing premiums for the medical insurance they offer their employees. Recently released findings from the 2015 UBA Health Plan Survey show that 54 percent of small employers are currently offering gold or … Continued

2016 Annual Limits Card Back by Popular Demand | OH Employee Benefits

By Bill Olson, Chief Marketing Officer at United Benefit Advisors Many employee benefit limits are automatically adjusted each year for inflation (this is often referred to as an “indexed” limit). UBA offers a quick reference chart showing the 2016 cost of living adjustments for health and Section 125 plans, qualified plans, Social Security/Medicare withholding, compensation … Continued

When the C-Suite Gets Seriously Sick | Ohio Benefits Broker

By Bill Olson, Chief Marketing Officer at United Benefit Advisors Someone in the C-Suite of a company gets sick. I’m not talking about a cold or flu; I’m talking about a major, possibly even terminal, illness. Depending on the level of severity, what can the human resources department do to help communicate this information properly … Continued

Healthcare Cost Reduction: Community Paramedicine as a New Primary Care Delivery Model | Ohio Employee Benefits Broker

By Peter Freska, Benefits Advisor at The LBL Group A UBA Partner Firm I recently read an article on what some say is the conventional wisdom of healthcare costs in the United States which, as a percent of gross domestic product, are higher than most other countries. The article works to demonstrate that the reason … Continued

UBA Partners Awarded Top Industry Award | Ohio Benefits Broker

By Bill Olson, Chief Marketing Officer at United Benefit Advisors Selden Beattie, a UBA Partner Firm in Florida, has two of the Top 25 Most Influential Women in Benefit Advising for 2015, according to industry magazine Employee Benefit Advisor. Selden Beattie Founder and CEO, Beverly E. Beattie, and Chief Client Officer, Monica Digon, have been … Continued

How to Get Employees’ Attention during Open Enrollment | Ohio Employee Health Insurance

By Matthew Augustine, GPHR, REBC, CEO of Hanna Global Solutions, a UBA Partner Firm It’s that time of the year – open enrollment season is here! Insurance carriers are presenting renewals and brokers are presenting ways to alleviate the cost pressure with innovative cost management strategies. HR and benefits professionals are under pressure to think … Continued

IRS Releases Draft 2015 Instructions for 6055/6056 Reporting | Team Kaminsky

By Danielle Capilla, Chief Compliance Officer at United Benefit Advisors Under the Patient Protection and Affordable Care Act (ACA), individuals are required to have health insurance while applicable large employers (ALEs) are required to offer health benefits to their full-time employees. In order for the Internal Revenue Service (IRS) to verify that (1) individuals have … Continued

How to Motivate Employee Participation in Your Wellness Program | OH Benefits Broker

By Sara Saidi, Marketing Coordinator at The Wilson Agency A UBA Partner Firm Have you ever heard the quote, “If you take care of your people, they’ll take care of your business?” It’s great advice and goes beyond ensuring that they get a paycheck each month. Does your company show that they care about an … Continued

IRS Provides Expatriate Plan Guidance | Ohio Employee Benefits

By Danielle Capilla, Chief Compliance Officer at United Benefit Advisors The IRS released a notice providing further guidance on expatriate health coverage. The guidance generally provided for: Temporary relief allowing taxpayers to apply the requirements of the Expatriate Health Coverage Clarification Act (EHCCA) using a reasonable and good faith interpretation of the EHCCA while issuers, … Continued

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