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Top Misconceptions about Long Term Care Insurance | Ohio Benefit Advisors

In conversations with HR professionals and benefit brokers, we find that the topic of long-term care insurance (LTCi) is often covered in less than two minutes during renewal meetings. When I ask why the topic of conversation is so short, they tell me, “Employees just aren’t asking about it, so they must not be interested.” … Continued

Employee Spotlight – Isabel Leck

This month we’re highlighting Administrative Executive and Wellness Coordinator, Isabel Leck!  We’ve asked Isabel a few fun questions to get to know her a little bit better! What is your job title?  Administrative Exectutive/Wellness Coordinator What is the favorite aspect of your job? Working with amazing coworkers everyday. Do you have a favorite sports team? … Continued

Answers to the Top 4 Questions about Section 105(h) Nondiscrimination Testing | Ohio Benefit Advisors

Under Internal Revenue Code Section 105(h), a self-insured medical reimbursement plan must pass two nondiscrimination tests. Failure to pass either test means that the favorable tax treatment for highly compensated individuals who participate in the plan will be lost. The Section 105(h) rules only affect whether reimbursement (including payments to health care providers) under a … Continued

Factor Emerging Trends, Generational Needs Into Wellness Programs | Ohio Benefit Advisors

Your wellness program seems to have it all – biometric screenings, lunch and learns, and weight loss challenges. So, why do you struggle with engagement, or to see any real results? While traditional wellness components are still a large part of plans today, emerging trends, coupled with generational differences, make for challenges when designing an … Continued

Why some companies offer an HRA | Ohio Benefit Advisors

In a world of insurance and acronyms, the term “HRA” is thrown around a lot, but it has a variety of meanings. HRA can mean health reimbursement account, heath reimbursement arrangement, or health risk assessment, and all of those mean something different. I want to be clear that in the following article I am going … Continued

FINANCIAL WELLNESS BENEFITS – ADAPTING THEM IN THE NEW WORKFORCE | Ohio Benefit Advisors

Over the past few years, we’ve seen tremendous growth in Financial Wellness Programs. Actually, as indicated in a recent report by Aon Hewitt, 77% of mid- to large-size companies will provide at least one financial wellness service in 2017; with 52% of employers providing services in more than 3 financial categories. So what are the … Continued

Is Your Wellness Program Compliant with the ACA, GINA and EEOC? | Ohio Benefit Advisors

Workplace wellness programs have increased popularity through the years. According to the most recent UBA Health Plan Survey, 49 percent of firms with 200+ employees offering health benefits in 2016 offered wellness programs. Workplace wellness programs’ popularity also brought controversy and hefty discussions about what works to improve population health and which programs comply with … Continued

What You Need To Know About Voluntary Benefits | Ohio Benefit Advisors

Voluntary Benefits are Supplementary Benefits in addition to the core benefits package that the employee can choose to add.

ACA Market Stabilization Final Rule | Ohio Benefit Advisors

On April 18, 2017, the Department of Health and Human Services’ (HHS) Centers for Medicare & Medicaid Services (CMS) published its final rule regarding Patient Protection and Affordable Care Act (ACA) market stabilization. The rule amends standards relating to special enrollment periods, guaranteed availability, and the timing of the annual open enrollment period in the … Continued

Employee Spotlight – Jenny Howe, CWPM

This month we’re highlighting Account Manager and Wellness Coordinator, Jenny Howe!  We’ve asked Jenny a few fun questions to get to know her a little bit better! How long have you been with the company?  11 years on 4/26/17 What is the favorite aspect of your job?   Interacting with the employers and employee’s. Do you … Continued

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