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Benefits of an Annual Exam | Ohio Employee Benefit Advisors

Have you ever heard the proverb “Knowledge is power?” It means that knowledge is more powerful than just physical strength and with knowledge people can produce powerful results. This applies to your annual medical physical as well! The #1 goal of your annual exam is to GAIN KNOWLEDGE. Annual exams offer you and your doctor … Continued

Federal Employment Law Update – February 2018 | Ohio Benefit Advisors

IRS Releases Publication 15 and W-4 Withholding Guidance for 2018On January 31, 2018, the federal Internal Revenue Service (IRS) released Publication 15 — Introductory Material, which includes the following:2018 federal income tax withholding tables.Exempt Form W-4.New information on:Withholding allowance.Withholding on supplemental wages.Backup withholding.Moving expense reimbursement.Social Security and Medicare tax for 2018.Disaster tax relief.Read Publication 15 … Continued

CMS Disclosure Requirement for Employer Health Plans | Ohio Employee Benefit Advisors

Do you offer health coverage to your employees? Does your group health plan cover outpatient prescription drugs? If so, federal law requires you to complete an online disclosure form every year with information about your plan’s drug coverage. You have 60 days from the start of your health plan year to complete the form. For … Continued

Federal Employment Law Update – January 2018 | Ohio Benefit Consultants

WHD Revises Test for Unpaid InternshipsOn January 5, 2018, the U.S. Department of Labor’s Wage and Hour Division (WHD) released a Field Assistance Bulletin (FAB No. 2018-2) establishing that the primary beneficiary test, rather than the six-point test, will determine whether interns at for-profit employers are employees under the federal Fair Labor Standards Act (FLSA).The … Continued

Do I Still Need Life Insurance Once I Retire? Your Questions Answered | Ohio Employee Benefit Advisors

Do I need life insurance once I retire? Just because you’re retired doesn’t necessarily mean you’re financially sound.Think of all the different scenarios that may still be applicable: You may have been required to retire early; you may have had investments that have gone sour and haven’t had time to rebuild your nest egg. Additionally, … Continued

Nothing Is Certain, But Death and LESS Taxes… | Ohio Benefit Advisors

On January 11, 2018, the Internal Revenue Service released its income tax withholding tables for 2018 reflecting changes made by the December 2017 tax reform legislation. The updated withholding information provides the new rates for employers to use during 2018. Employers are encouraged to use these tables as soon as possible but must use them by … Continued

Understanding W-2 Reporting under the ACA | Ohio Employee Benefits Advisors

The ACA requires employers to report the cost of coverage under an employer-sponsored group health plan. Reporting the cost of health care coverage on Form W-2 does not mean that the coverage is taxable.Employers that provide “applicable employer-sponsored coverage” under a group health plan are subject to the reporting requirement. This includes businesses, tax-exempt organizations, … Continued

Oral Health = Overall Health | Ohio Employee Benefits

Have you heard the saying “the eyes are the window to your soul”? Well, did you know that your mouth is the window into what is going on with the rest of your body? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve your overall health.  As a … Continued

Department of Labor Publishes Updated Penalties for OSHA Violations | Ohio Benefit Advisors

On January 2, 2018, the U.S. Department of Labor (DOL) published updated, inflation-adjusted penalties for violations of various laws regulated by the DOL and its internal components or divisions, including the Occupational Health and Safety Administration (OSHA). The DOL is required to adjust the level of civil monetary penalties for inflation by January 15 each … Continued

New Guidance from CMS on Accommodation Revocation Notices under the Contraception Mandate Exemption | Ohio Benefit Advisors

Two tri-agency (Internal Revenue Service, Employee Benefits Security Administration, and Centers for Medicare and Medicaid Services) Interim Final Rules were released and became effective on October 6, 2017, and were published on October 13, 2017, allowing a greater number of employers to opt out of providing contraception to employees at no cost through their employer-sponsored … Continued

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