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Nondiscrimination Rules for Cafeteria Plans | Ohio Benefit Advisors

A cafeteria plan is an employer-provided written plan that offers employees the opportunity to choose between at least one permitted taxable benefit and at least one qualified employee benefit. There is no federal law that requires employers to establish cafeteria plans; however, some states require employers to have cafeteria plans for employees to pay for … Continued

Average Worker’s Health Care Costs Increased Due to Out-of-Pocket Expenses; Families Hit Hardest, Nation’s Largest Benchmarking Survey Finds

Employers picked up more of individual premiums, but less of families’ premiums, in 2013, and decreased in-network coverage for both

Participants taking command of retirement

61% say their 401(k) plan is their only or largest source of retirement savings, however the majority of respondents in a recent survey understand that they are primarily on their own for their retirement saving.

The Comfort of a Local Advisor Backed by the Support of a National Organization

Experience the comfort of working with a local advisor and the confidence from the backing of a national organization.

Don’t Be Penny Wise and Pound Foolish: Top 6 Benefits Services You Shouldn’t Overlook

In today’s volatile healthcare climate, employers should consider purchasing broader strategic planning and benefits advisory services

Hottest retirement plan improvement in 2013?

Why many are looking at Roth 401(k) in-plan conversions.

Commitment to employer-sponsored health plans on the rise

IFEBP reports 69% of employers will definitely continue to offer employer-sponsored health care.

Workers’ Worries May Threaten Benefit’s Value

UBA While a company’s workers may differ in age, gender and in a range of other categories, new research suggests they share at least one common attribute — a lack of confidence about retirement savings. The youngest and oldest employees have the most confidence about retirement, according to a new OneAmerica survey, although those numbers … Continued

Making the right investment in benefits: How the winning companies do it

Don’t miss this opportunity to benchmark your plan against the 10 Best winners!

Employees Turn Their Focus to Benefits

As enrollment for 2011 calendar-year plans kicks into high gear, a series of studies suggest that employees are changing their attitudes — and their demands — about employee benefits. For 2010 coverages, many employees (45 percent) actively chose their benefits rather than simply defaulting to what they had in the previous year, according to new … Continued

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